What is the Data Retrieval Tool or DRT?
September 19, 2022
The Data Retrieval Tool or DRT is an online tool available as part of the FAFSA submission process. The DRT provides parents and students an
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FAFSA: How to Handle Financial Changes
September 18, 2022
How do families handle FAFSA changes if their financial situation is different? Your current financial circumstances may be different than the tax information reported on
What is the FAFSA?
September 16, 2022
What is the FAFSA? Many parents of college-bound students feel anxious when completing financial aid forms, specifically the FAFSA. The Free Application for Federal Student
New Student Loan Repayment Training Program with FINRA Listed Designation
August 14, 2022
PayForED has added a new student loan repayment advisor training program. It is a FINRA-listed designation and explicitly focuses on student loan repayment and forgiveness.
New Student Loan Relief Proposal by the Department of Education
July 8, 2022
The Department of Education released its new Student Loan Relief Proposal on July 6, 2022. These proposals are the latest action of the Department of
PSLF Limited Waiver Borrowers Have Averaged over $120,000 in Student Loan Forgiveness
March 27, 2022
We are in the early stages of the PSLF Limited Waiver which is estimated to help over 550,000 federal student loan borrowers qualify for Public
New IDR Recertification Dates Due to COVID Extensions
March 19, 2022
The multiple extensions of the Student Loan National Forbearance has been a great benefit for many borrowers. As the expected 5/1 restart is approaching, borrowers
Avoid Forfeiting PSLF Credits
February 20, 2022
During the COVID National Forbearance, employees of certain non-profits and government agencies have been earning Public Service Loan (PSLF) credit months. For some employees that
Financial Aid
Student Aid Index (SAI) Calculation
The financial aid process can be complex, but understanding your Student Aid Index (SAI) is an important first step in determining how your family may
September 15, 2026
Student Loan Repayment
Navigating Your SAVE Repayment Options
If you’re one of the millions of borrowers who enrolled in the SAVE plan, you’re now facing a decision you didn’t ask for. SAVE borrowers
August 23, 2026
Paying For College
The New $92,000 Federal Loan Limit Impact on Building Your College List
The high school senior class of 2027 is the second class needing to navigate college financing under the new federal loan limits created by the
August 23, 2026
Paying For College
5 Steps in Paying the College Tuition Bill
Your child’s college bill has arrived. Before you click “Pay,” take a moment to pause. For many families, this is the first time the cost
July 25, 2026
Paying For College
10 Tips for Paying for College and Avoiding Excessive Debt (OBBB Updated)
The 2026-27 college bills are arriving, and for many families, paying for college has become more challenging than ever. The One Big Beautiful Bill Act
July 25, 2026
Student Loans
Paying for College: Parent Plus or Private Student Loans
With the first tuition bill due, many parents face a key question: should they fund their child’s education with a Direct Federal Parent PLUS Loan
July 25, 2026
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