Student Loan Refinancing

Our Preferred Lenders

PayForED Student Loan Repayer helps you to accurately assess all of your student loan repayment options. With our analysis borrowers are able to properly evaluate if student loan refinancing is the best decision.

Refinancing your student loans can be cost-effective especially if the borrower can get better terms than their current loans or does not qualify for loan forgiveness. Private refinancing does reduce a borrowers repayment flexibility and once you refinance your federal loans the borrower is unable to return to the federal programs with those loans. Private lenders do offer loans that have their own interest rates, terms, and eligibility requirements. After using the Pay For ED software, if you determine a student loan refinancing is the best option we have done the due diligence for you. We have selected a limited amount of lenders that offer features that go beyond just interest rate and terms.

Here are some of our recommended loan lenders:

3.64% – 8.99%
Variable Rates (APR)*

3.74% – 8.99%
Fixed Rates (APR)*

*Rates include .25% auto-pay discount

College Ave Disclosures

*Information advertised valid as of 07/29/2020. Variable interest rates may increase after consummation. Lowest advertised rates require selection of full principal and interest payments with the shortest available loan term. The auto-pay interest rate reduction of 0.25% applies as long as a valid bank account is designated for required monthly payments. College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1.99% – 7.10%
Variable Rates (APR)*

2.88% – 7.27%
Fixed Rates (APR)*

*Note: The rates displayed may include
a 0.25% autopay discount.

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