Student Aid Index (SAI) Calculation
September 19, 2025
The financial aid process can be overwhelming, and it is essential for families to understand their Student Aid Index (SAI). Colleges formerly referred to the
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The New $92,000 Federal Loan Limit Impact on Building Your College List
August 23, 2025
The high school senior class of 2026 will be the first college class facing the new federal loan limits for both students and parents. It
Paying Your College Bill Is Different for 2026-27
July 27, 2025
As many students and families receive their 2026-27 college tuition bills, their payment strategies may need additional planning this year. The One Big Beautiful Bill
Paying For Graduate School Ultimate Guide
July 25, 2025
The loan rules are changing, and the timing of your start will determine which options you have. More careers require advanced educational degrees. Paying for
SAVE Borrowers’ Options Due to Interest Rule Change Starting on August 1
July 13, 2025
Student loan borrowers enrolled in the SAVE repayment plan have a decision to make. Since last July, over 8 million student loan borrowers have been
Comparing Congress’s Financial Aid and Student Loan Repayment Proposals
June 13, 2025
The Senate HELP Committee released its initial response to the House Education Bill related to the Big Beautiful Bill. The future is clearer by comparing
PayForED partners with Ascent Funding to give students more opportunities to pay for college with or without a cosigner
June 1, 2025
Annual Percentage Rates (APR) with Ascent will now be available on the PayForED’s website. NEWTOWN SQUARE, PA, (Date) – PayForED, a leading technology company focused
Federal Student Loan Interest Rate for 2025-26
May 18, 2025
The Federal government has determined the Federal Direct Student Loan interest rates for the school year 2025-26, which will be slightly lower. This will be
Paying For College
Top Six Items to Consider when Comparing Award Letters
This year’s college-bound seniors and their families should be comparing their award letters shortly. To help you better understand the college affordability factors, PayForED has
March 21, 2026
Paying For College
Financial Aid Appeal Letter
Following the elimination of the Department of Education (DOE), students and parents should expect further changes to the current process. Last year, we had an
March 21, 2026
Paying For College
Types of Loans Available in the Financial Aid Award Letter
Over 70% of families finance a portion of their children’s education, and many families need help understanding the long-term consequences of borrowing loans to pay
March 21, 2026
Paying For College
Financial Aid Award Letter: What is the difference between a Scholarship and Grant
College Acceptance letters and financial awards are being issued as you read this article. Most schools will issue them by 4/1 for college-bound students. The
March 21, 2026
Student Loan Repayment
Your Tax Filing Decision Impacts Your Student Loan Repayment: The New Hidden Connection
Tax season is here, and the 2025 tax filing decision will be critical for federal student loan borrowers. Currently, over 62% of student loan borrowers
February 23, 2026
Student Loan Repayment
Parent PLUS Borrowers Deadline of April 1: To Preserve Your Repayment Options
Beginning June 30, 2026, the One Big Beautiful Bill (OBBB) will reshape and impact key aspects of Higher Education, including how students borrow and pay
February 22, 2026
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