Student Loan On-Ramp Program Is Ending: What You Need to Know
September 17, 2024
The government Student Loan On-Ramp program is ending on September 30th. This was part of the COVID National Forbearance and the Student Loan Repayment Restart.
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Student Loan Repayment and Forgiveness Confusion: What You Need to Know
August 27, 2024
Over the past 18 months, a series of changes have been made to the student loan repayment and forgiveness programs. Some of these changes were
Parents Paying for College New Dilemma
July 1, 2024
Many parents of college-bound students are facing college tuition payments and student loan decisions in the coming months. This year’s process will see significant changes
Save Repayment Plan is Halted
June 26, 2024
On Monday, 6/24/24, two different federal judges halted the second rollout phase of the SAVE repayment method. The second phase was to be implemented on
IDR One-Time Adjustment Deadline Extended until June 30th, 2024
May 16, 2024
The Department of Education (DOE) announced on May 15, 2024, that it will extend the consolidation process for the IDR One-time Adjustment program. The program’s
Federal Student Loan Interest Rate for 2024-25
May 9, 2024
The Federal government has determined the Federal Direct Student Loan interest rates for the school year 2024-25, and they will be higher. This will be
PSLF Servicing Advice is Being Centralized At FSA
April 5, 2024
The Department of Education (DOE) announced that PSLF Servicing Advice is being centralized at the FSA (Federal Student Aid) office through the StudentAid.gov website. The
More FAFSA Issues That May Delay Award Letters
April 5, 2024
On Monday, the Department of Education (DOE) announced more FAFSA issues that may delay award letters for this year’s entering college students. In addition to
Paying For College
College Funding Decision Advice: Who Should I Trust Now That Rules Have Changed Under the OBBB?
If you’re the parent of a college-bound teenager, you already know the admissions process is stressful. What many families don’t realize until it’s too late
September 20, 2026
Financial Aid
Student Aid Index: Your Ultimate Guide to Maximizing Financial Aid
Navigating the student financial aid process can feel overwhelming, with countless options, forms, and unfamiliar terminology to navigate. To simplify this process, the PayForEd SAI
September 19, 2026
Financial Aid
Creating an FSA ID
Before starting the FAFSA (Free Application for Federal Student Aid), students and contributing parents must create an FSA ID. The FAFSA application becomes available each
September 19, 2026
Paying For College
10 Reasons to fill out the FAFSA
As the college application and financial aid season approaches, more families are concerned about how they will pay for their child’s education. Filling out the
September 16, 2026
Financial Aid
10 Most Common FAFSA Errors and Issues
As FAFSA season approaches, families nationwide will begin the financial aid application process. While completing the FAFSA may seem straightforward, even small errors can have
September 16, 2026
Financial Aid
SAI Calculator – Learn how to use an SAI Calculator
Why should a family learn how to use a Student Aid Index or SAI Calculator? On October 1, 2026, the 2027-2028 Free Application for Federal
September 15, 2026
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