Save Repayment Plan is Halted
June 26, 2024
On Monday, 6/24/24, two different federal judges halted the second rollout phase of the SAVE repayment method. The second phase was to be implemented on
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IDR One-Time Adjustment Deadline Extended until June 30th, 2024
May 16, 2024
The Department of Education (DOE) announced on May 15, 2024, that it will extend the consolidation process for the IDR One-time Adjustment program. The program’s
Federal Student Loan Interest Rate for 2024-25
May 9, 2024
The Federal government has determined the Federal Direct Student Loan interest rates for the school year 2024-25, and they will be higher. This will be
PSLF Servicing Advice is Being Centralized At FSA
April 5, 2024
The Department of Education (DOE) announced that PSLF Servicing Advice is being centralized at the FSA (Federal Student Aid) office through the StudentAid.gov website. The
More FAFSA Issues That May Delay Award Letters
April 5, 2024
On Monday, the Department of Education (DOE) announced more FAFSA issues that may delay award letters for this year’s entering college students. In addition to
FAFSA Delays Are Impacting College Admissions
March 24, 2024
Are FAFSA delays causing a domino effect in college admissions? For the high school class of 2024, the launch of FAFSA Simplification is causing additional
Decoding the Financial Aid Award Letter
March 23, 2024
Parents and students often find it challenging to understand the financial aid award letters they receive from each college. PayForED has developed college funding and
Parent PLUS Double Consolidation Loophole: A Comprehensive Guide
February 26, 2024
Are you a parent struggling to juggle multiple student loans? The Parent PLUS Double Consolidation Loophole might be the answer you’ve been looking for. This
Paying For College
PayForED Webinar: OBBB Legacy Planning & 2025 Tax Filing Decisions
The OBBB deadlines are approaching—and legacy borrowers need to act now. Join our upcoming webinar to understand how 2025 tax filing decisions, IDR recertification timing,
January 25, 2026
Paying For College
Preparing for the OBBB Changes to Higher Ed: How New Federal Student Loan Rules Will Transform College Funding
The higher education landscape is about to experience its most dramatic transformation in over two decades. The One Big Beautiful Bill (OBBB) represents a seismic shift
January 24, 2026
Paying For College
Year End College Funding and Student Loan Planning Tips
As 2025 comes to an end, many people begin setting goals for the New Year. It’s a busy season, but it’s also the ideal time
December 21, 2025
Paying For College
Common Mistakes Parents Make In Their College Funding Plan
December is a busy time, but for families with college-bound students, it can be especially stressful. Conversations at holiday gatherings often revolve around college choices,
December 14, 2025
Student Loans
College Fundings Biggest Change in 25 Years That No One is Talking About
In the One Big Beautiful Bill (OBBB), there are many changes directed at college affordability and student loan repayment. The item I will be discussing
November 23, 2025
Paying For College
How Families Can Use Thanksgiving Break to Talk About Paying for College
Thanksgiving is more than a time for turkey and football—it’s also one of the few times families slow down and gather together. It is a
November 23, 2025
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